Trauma (Critical Illness) Insurance
Cancer, heart attack, stroke, cardio vascular disease. Major medical events that statistically affect around 1 in 4 of us.
This cover provides a tax free lump sum that can be used for medical costs, out of pocket and out of hospital expenses.
Insurance companies cover a predefined list of medical events, ranging from between 35 – 45 conditions and depending on which company is engaged. As with everything relating to insurance, the devil is in the detail, and each insurance company has different ‘thresholds’ or acceptance levels of when a medical condition triggers a payment.
It is critical that you have top quality, valuable cover – this is not the time for cheap and nasty.