Income Protection

Earning an income is integral to leading a prosperous life. From meeting your lifestyle needs to building your wealth and achieving your long term goals, your ability to earn an income is your biggest asset.

Have you ever thought about what life would be like if you couldn’t work due to illness or injury? How long could you continue to pay rent/mortgage, buy food, and cover all life’s expenses from your savings on hand?

Talking about insurance is never an easy thing to do, but having a contingency to replace your income if you are ill or injured is the first step to achieving financial security.
When considering your needs, some questions to consider are:

  • How would I meet living expenses if I couldn’t work?
  • How long would my savings and sick leave provide for my current expenses?
  • What debts do I have, and how would I repay these?
  • What lifestyle adjustments could I make to reduce my expenses?