Income protection for a connected group of people, usually all working for the same company. The employer provides this tax deductible benefit to staff as an additional extra as part of the remuneration package.
When you borrow for your business, lenders can require you to hold specific life insurances to clear debt in the event of your death and total disability. We can provide advice to set up policies to meet these requirements.
If the worst were to happen, having cover to protect your family is integral to any financial plan. Everyone wants to know, that in the event of something terrible happening, your family will continue to live as normal, as much as possible.
This coverage is a single lump sum payment policy, usually tax free, that is made in the event that something – anything – happens to you in the form of an accident, sickness or illness and you can never work again.
Cancer, heart attack, stroke, cardio vascular disease. Major medical events that statistically affect around 1 in 4 of us. This cover provides a tax free lump sum that can be used for medical costs, out of pocket and out of hospital expenses.