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Business Expenses policies provide a monthly benefit paid directly into your business, to help cover certain ongoing business expenses that have to be paid no matter what.

A Buy Sell Agreement is one way of securing the value of your share in your business to flow to your family in the event of your death or permanent disablement.

Companies looking to provide something extra for staff, and position themselves as an employer of choice, can provide a group cover, automatically accepted insurance policy for employees.

Income protection for a connected group of people, usually all working for the same company. The employer provides this tax deductible benefit to staff as an additional extra as part of the remuneration package.

When you borrow for your business, lenders can require you to hold specific life insurances to clear debt in the event of your death and total disability. We can provide advice to set up policies to meet these requirements.

Talking about insurance is never an easy thing to do, but having a contingency to replace your income if you are ill or injured is the first step to achieving financial security.

If a Key Person in your business was to pass away, what funds would the business require to mitigate the impact? A key person in your business could be someone who…

If the worst were to happen, having cover to protect your family is integral to any financial plan. Everyone wants to know, that in the event of something terrible happening, your family will continue to live as normal, as much as possible.

This coverage is a single lump sum payment policy, usually tax free, that is made in the event that something – anything – happens to you in the form of an accident, sickness or illness and you can never work again.

Cancer, heart attack, stroke, cardio vascular disease. Major medical events that statistically affect around 1 in 4 of us. This cover provides a tax free lump sum that can be used for medical costs, out of pocket and out of hospital expenses.